NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS
  

We, our, and us, when used in this notice, mean Henderson National Bank.

This is our privacy notice for our customers.  When we use the words "you" and "your" we mean the following types of customers:

  •   All of our consumer customers who have a continuing relationship with us, such as:
      * Deposit account
      * Loan account
      * Safe deposit box
      * Retail installment contract we hold and service
      * Self-directed Individual Retirement Account we act as custodian or trustee
      * Home mortgage brokerage

We first define some terms.
               Nonpublic personal information means information about you that we collect  in
               connection with providing a financial product or service to you.  Nonpublic personal
               information does not include information that is available from public sources, such as
               telephone directories or government records.

                An affiliate is a company we own or control, a company that owns or controls us, or a
                company that is owned or controlled by the same company that owns or controls us.
                Ownership does not mean complete ownership, but means owning enough to have
                control.

                A nonaffiliated third party is a company that is not an affiliate of ours.

 
  
  
THE INFORMATION THAT WE COLLECT
  

We collect nonpublic personal information about you from the following sources:

  • Information we receive from you on applications or other forms
  • Information about your transactions with us, or others
  • Information about your transactions with nonaffiliated third parties
  • Information from a consumer reporting agency

We use this information to service your account and to provide you with the latest information regarding financial products and services.
  
  
INFORMATION WE DISCLOSE ABOUT YOU
  

We do NOT disclose any nonpublic personal information about you to anyone, except as permitted by law.
  
  
THE CONFIDENTIALITY, SECURITY, AND INTEGRITY OF YOUR NONPUBLIC PERSONAL INFORMATION
  

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you.  We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard you nonpublic personal information.
  
  
NONPUBLIC PERSONAL INFORMATION AND FORMER CUSTOMERS
  

We do not disclose nonpublic personal information about former customers, except as permitted by law.
  
  
 
NOTICE: The information contained in this site is provided for general guidelines on several subjects of interest for the user. User should be aware that laws, regulations and standards can vary and the information on this site should not be used as professional advice or services. A qualified professional should be consulted regarding user's own situation before any decision making. Henderson National Bank is not responsible for any actions taken by users. Use of this information is at user's own risk. Each user has a special or unique need or situation that should always be addressed by a professional who understands that need or situation. The information contained in this site is presented "as is" and Henderson National Bank does not guarantee that the information contained herein is accurate, complete or timely. Henderson National Bank will not be liable for any action, risk, loss, damages, whether direct or indirect, from use of the information contained in this site. This site is provided for informational use only. Our website contains links and features that are provided to our customers from outside sources. We are not responsible for and have no control over the content or subject matter of these links, however it is our sole intent to provide only good information that our customers can find useful. The user must be aware that there is a great amount of information and opinion to be considered by anyone looking after their financial situation. No two situations are alike. The most useful advice is that which is provided for a specific and individual set of circumstances.